Banking Power with 24/7 Services

Online account management tools have modernized banking by making it greener, quicker and more convenient. Through a secure connection you can pay your bills, transfer funds, review your account balance and much more. Check out how you can keep a tab on your account when you are not close to a branch.

Online account management tools have modernized banking by making it greener, quicker and more convenient. Through a secure connection you can pay your bills, transfer funds, review your account balance and much more. Check out how you can keep a tab on your account when you are not close to a branch.

With a web browser and internet connection, you can save yourself a trip to the branch and take control of your finances. Simply login to NetBranch to review your account, apply for a Loan, transfer money, pay your bills, access eStatements and much more.

FREE eBill Payer**

Did you know you can pay all of you bills, or a person, using FREE eBill Payer within NetBranch Online Banking? Setting it up is as easy!  Simply enter the business or person you want to pay, set the amount and set the date. That’s it, you’re doneIf you are forgetful with everything else you have in life, you can setup recurring payments to avoid late or missed payments. This is your “bill paying assistant” and your best friend to ensure you never miss a payment.

 FREE Purchase Rewards

With Purchase Rewards, you’ll receive exclusive offers at participating stores and restaurants based on your current spending habits. To activate and view your offers, login to NetBranch Online Banking. Past deals have been for Starbucks, Five Guys, Sports Authority, Sears and more!

FinanceWorks allows you to categorize your transactions and set up budgets for future spending.  This user-friendly system will track your activity and send alerts and reminders to help you track your account goals.  You can link accounts you have with other financial institutions too for a complete financial snapshot, all in one spot!

FREE Mobile Apps*

With our FREE App for your iPad®, iPhone®, Kindle® or Android™ device, you have secure account access when you’re on the move. Not only can you check your balances, transfer funds and search for an ATM or Branch, you can deposit checks with FREE Mobile Deposit² and pay your bills with FREE eBill Payer!  See if an App is right for you; check out our Mobile Apps Demo.

FREE Text Banking

Access your account via text messaging. It’s a fast, easy way to get your balances and transfer funds.


¹Requires mobile Internet access from your device. The trademarks, logos and names of other companies, products and services are the property of their respective owners. ²Airtime and carrier fees per your contract/plan may apply. *Must be enrolled in NetBranch Online Banking and the primary or joint account owner. Use of Apple FCU’s Popmoney service and texting of funds to a mobile phone are FREE. For email transfers, a $1.25 per use fee is required. For direct deposit transfers, a $5.00 per use fee is required. The request money fee is $1.75. Airtime and carrier fees per your contract/plan may apply for funds forwarded to any mobile phone. **Some restrictions may apply.

Dining Hall Makeover

Is your college dining hall diet stuck in a rut? If you like the cost saving benefits of on campus dining, but you cannot fathom the idea of another dish of spaghetti, consider hacking your next meal.

A variety of sources have stormed the internet with easy recipes and ideas you can use to take your dining hall experience to the next level.

Save Your Taste Buds

A quick online search for ‘dining hall hacks’ will open your eyes to hundreds of ideas designed to spice up your dining life. The short list below offers healthy alternatives for beginners that will pep up your plate with little to no extra cost.

Let’s get started.

  • Amp up your pasta selection by visiting the Small Kitchen College.  The site provides 10 creative ways to dish this carb-loaded comfort food.
  • Prefer to keep your food selections healthy? Her Campus is a great resource for light, tasty platters filled with flavor.
  • From buffalo chicken dip to cheesy breadsticks with marinara sauce, Seventeen Magazine provides some party favorites make and share with friends.
  • If your campus has a Panini press or a waffle iron available, check out The Proctor Experiment for recipes like Asian Burritos, Banana Raspberry Pancakes and the yummy Chocolate and Banana Grilled Cookie Sandwich.

Protect Your Wallet and Waistline

Don’t let the convenient, low-cost benefits of your dining hall points/pass go to waste just because the thought of another bite of pizza makes you want to hurl. Give meal hacks the old college try. By shaking up your meal routine, you’ll be less inclined to go and spend your money elsewhere or binge on unhealthy fast food options. Revive your meal selections this week and, if you’re feeling bold, try some experiments on your own!

Have you already discovered a tasty dining hall hack?  What recipes are you exited to try? Share your comments below and happy hacking!

Clothing Rental:
Trendy or Costly?

Clothing rental isn’t just for tuxedos or Halloween costumes anymore. Now you can rent your casual and business clothes too. While rentals may keep your closet fresh and trendy, is it really worth the cost?

Clothing Rental: The Netflix of Fashion

Enjoy a virtual closet full of outfits you can wear and return. The process is easy. Go online, choose your item(s) and wait for the mail to arrive. As an added benefit, some sites allow you to purchase items – with a decent discount – if you fall in love with a piece.

Is it worth it? Maybe.

Clothing rental isn’t for everyone. However, if you fall into at least one of these categories it may be an affordable alternative.

  • You never want to wear the same outfit twice.
  • You want access to the latest trends without over-filling your closet.
  • You have a special event to attend and don’t want to spend big bucks on an outfit you’ll wear once.  (Some websites have bride/bridesmaid rentals too.)
  • You want to test a style before you commit to purchasing.
  • Your limited closet space can’t support your clothing obsession.

Renting clothing may not be a good fit if you:

  • Tend to wear classics that never go out of style
  • Would rather own clothing than rent
  • Typically spend little on clothing or you have limited funds.

If you’re new to the concept of clothing rental,
here are a few sites to test out:

The Mr. Collection
Men’s business or casual, this is the easy way to shop for clothes.
Pros: Create a style profile and staff stylists will choose and send items specifically for you. If you love the threads, you’ll enjoy a 40% price discount on purchases.
Cons: You must make all returns on time or you’re stuck with the same package for another month.

Rent the Runway
Rent designer dresses and outfits for your next special occasion.
Pros: In addition to free dry cleaning and postage, the site offers outfits from more than 95 designers in a range of sizes. Choose to rent one item at a time or opt for the “Unlimited” plan.
Cons: The more expensive the garment, the higher the rental price. So a $1,200 gown could cost you $250 for a four-day rental.

Gwynnie Bee
Great for women size 10-32 you’ll have access to casual, business and special occasion styles.
Pros: Add as many outfits to your closet as you would like. The site also offers outfit suggestions based on your body type. Plus, you have the option to buy a piece if you love it.
Cons: One of the pricier sites, they offer one item rental rates priced at $35 a month and three item rental rates at $79 per month.

Le Tote
Different from one-and-done rentals, this site offers complete, everyday outfits that you can wear as long or little as you want. For $49 a month, you will receive a tote filled with a minimum of three garments and two accessories catered to your personal style.
Pros: There’s no limit to the number of garments you can receive per month, plus free shipping and cleaning.
Cons: The price is a bit steep if you only rent one tote per month, and there’s a $5 fee if an item is stained or missing a button.

Fresh Neck
Men can rent designer ties, cufflinks, pocket squares and bow ties for a monthly membership fee.
Pros: There are three options to choose from–silver, gold and platinum–but all options offer unlimited monthly rentals and zero late fees. Silver starts at $20 a month and includes designers such as Michael Kors and Calvin Klein.
Cons: None that we can see.

For women in constant search of the next statement necklace, this site sends you three pieces of designer jewelry as often as you would like.
Pros: Designers include House of Harlow 1960, David Aubrey, Gorjana and Ted Rossi.
Cons: The six- and 12-month memberships require you to pay $100 and $180 upfront.

Tie Society
Similar to Fresh Neck, this site rents men’s accessories. However, rental prices are based on the number of items you rent per month versus a monthly fee of unlimited rentals.
Pros: You can exchange one item at a time or all at once, plus free postage.
Cons: The cufflinks collections rather limited


Source: Krause, Lauren. “Clothing and Accessory Rental Web Sites for Men and Women.” RedEye Chicago. 19 Nov. 2013. Web. 19 Dec. 2014.

DIY Winter Survival Kit
for Your Car

Frigid temperatures and snow storms are on their way. Don’t get caught unprepared. Create your own winter survival kit before the unpredictable winter weather arrives.

You never know when you’ll be stuck in a snow storm, slide off the road or get stuck in a snow bank.

Prepare by packing your vehicle with a few essentials.

  • Shovel, windshield scraper and/or a small broom
  • Flashlight with extra batteries
  • Battery powered radio
  • Bottled water and snack foods like energy bars, trail mix and raisins
  • Matches and small candles
  • Extra hats, socks and mittens as well as blankets or a sleeping bag
  • First aid kit
  • Tow chain or rope, road salt, sand, or cat litter for tire traction
  • Booster (jumper) cables and emergency flares and reflectors
  • Fluorescent distress flag and whistle to attract attention
  • Cell phone charger

Survival tips:

  • Make sure you keep your gas tank at least half full, especially in the winter. The last thing you want to worry about is running out of gas if you end up stuck in a 3 hour traffic jam.
  • If your car gets stuck, tie a florescent flag on your antenna or hang it out the window. At night, keep your dome light on. Rescue crews can see a small glow at a distance.
  • Stay in your vehicle. Walking in a storm can be very dangerous. You might become lost or exhausted. Your vehicle is a good shelter.
  • Avoid overexertion. Shoveling snow or pushing your car takes a lot of effort in storm conditions. Don’t risk an injury. Plus, shoveling can also make you hot and sweaty. Wet clothing loses insulation value, making you susceptible to hypothermia.
  • Fresh air, even when it’s cold is a good idea. It’s better to be cold and awake than comfortably warm and sleepy. Snow can plug your vehicle’s exhaust system and cause deadly carbon monoxide gas to enter your car. Only run the engine for 10 minutes an hour and make sure the exhaust pipe is free of snow. Keeping a window open a crack while running the engine is also a good idea.
  • Don’t expect to be comfortable. You want to survive until you’re found.

Source: “Top 5 Emergency Preparedness Presents.” Top 5 Emergency Preparedness Presents. Web. 16 Nov. 2014. <>.