Posts by Apple FCU
Writing a Complaint Letter
Had a bad experience at a restaurant or have a product not perform as sold? Write a complaint letter that will be taken seriously: Explain the problem clearly: Let them know when and where the problem occurred, who you dealt with, and what exactly happened. Include a copy of any supporting documents, such as a receipt or contract. Keep it short and focused: The longer the letter is, the less...
Read MoreAre Your Kids on the Right Track to Financial Independence?
For many of today’s young adults, the weakest link lies in learning the basics. During the past five years, a decline in overall financial knowledge is especially pronounced among 18yos, and 13% fewer teens have bank accounts.+ Apple is ideally positioned to respond because we believe in the power of education. Join. Open an Apple FCU eXtras Student Savings account for each child in your...
Read MoreCommon Credit Report Misunderstandings
Here are some common misinterpretations people make about their credit reports and how to clear them up. They have too many student loans listed for me Student loans are often listed as separate loans for each semester of school instead of as one big loan. I must be a victim of ID theft because someone else’s name and is on my report Errors in information gathering commonly result in someone...
Read MoreHow to Reduce Frequent Fill-ups
With fuel prices climbing ever higher, many drivers are suffering major financial collisions. Thankfully, many vehicle-associated costs are within your control. You can save a lot of money by making a few changes to the way you drive and use gas. Consider Downsizing Large, heavy vehicles can burn up to three times as much fuel as small car; so if it’s time for a trade-in, consider a vehicle...
Read MoreWhy You Should Have Renters Insurance
You come home and discover that your apartment has been gutted by a fire. Your landlord’s insurance policy will cover your loss, right? Wrong. Unless the damage is the result of the landlord’s negligence, landlords’ insurance policies typically only cover the physical structure of the building, not tenants’ personal property. To protect yourself, you need renters insurance. Renters...
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