Writing a Complaint Letter

Writing a Complaint Letter

Had a bad experience at a restaurant or have a product not perform as sold? Write a complaint letter that will be taken seriously: Explain the problem clearly: Let them know when and where the problem occurred, who you dealt with, and what exactly happened. Include a copy of any supporting documents, such as a receipt or contract. Keep it short and focused: The longer the letter is, the less...

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Common Credit Report Misunderstandings

Common Credit Report Misunderstandings

Here are some common misinterpretations people make about their credit reports and how to clear them up. They have too many student loans listed for me Student loans are often listed as separate loans for each semester of school instead of as one big loan. I must be a victim of ID theft because someone else’s name and is on my report Errors in information gathering commonly result in someone...

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How to Reduce Frequent Fill-ups

How to Reduce Frequent Fill-ups

With fuel prices climbing ever higher, many drivers are suffering major financial collisions. Thankfully, many vehicle-associated costs are within your control. You can save a lot of money by making a few changes to the way you drive and use gas. Consider Downsizing Large, heavy vehicles can burn up to three times as much fuel as small car; so if it’s time for a trade-in, consider a vehicle...

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Why You Should Have Renters Insurance

Why You Should Have Renters Insurance

You come home and discover that your apartment has been gutted by a fire. Your landlord’s insurance policy will cover your loss, right? Wrong. Unless the damage is the result of the landlord’s negligence, landlords’ insurance policies typically only cover the physical structure of the building, not tenants’ personal property. To protect yourself, you need renters insurance. Renters...

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Find the Vehicle That Fits You Today!

Find the Vehicle That Fits You Today!

Your vehicle needs can change over the years. So whether it’s time to shop for your first car, a family van or a sporty red convertible, you can turn to Apple’s FREE AutoSMART Resource Center for the perfect match. AutoSMART is an easy-to-use website with great information and resources designed to make your shopping experience simple, convenient and fast. With just a few click of your mouse,...

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Apple FCU in the News: “Lowest Credit Card Rates in Nation”

Apple FCU in the News: “Lowest Credit Card Rates in Nation”

According to Charlottesville-based SNL Financial, Apple Federal Credit Union is one of two Virginia credit unions that are among the low interest-rate leaders for credit cards in the nation. In SNL’s latest survey, Apple ranked 10th among credit unions offering low rates on ‘platinum’ credit cards; Apple had an average rate of 5.74%. In addition, Apple ranked seventh lowest in a separate...

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