Student Discounts Save Big Bucks

Did you know that simply by showing your Student ID, you could be taking advantage of a variety of amazing, money saving deals?! So, dig it out and start shopping.

Student discounts are available at a variety of retail locations. Many locations don’t advertise their student deals, so before you pay, ALWAYS ask. Here are a few places where you should have your card handy.

Computers.

If you wish to purchase a computer to get you ready for your college days or even started with your career, now is the time. You may be thinking, why should I even worry about that now? Well, if you see how much you can save with these options, especially whenever you are wanting higher dollar tech items, this will come in handy! If you have recently graduated (high school or college) you may want to take advantage of your student discount ASAP!

Cheaper Eats.

Some restaurants like Subway, Pizza Hut, McDonald’s, Chipotle and Burger King will have unadvertised student discounts. They can range from 5-15% off or maybe just a free beverage with purchase. Offers often depend on location, so don’t be afraid to ask what discounts are available.

New Threads.

Ann Taylor, Banana Republic and Urban Outfitters offers a variety student savings. Plus, Target.com provides discounts for clothing, home goods and groceries. Visit Target’s website and look up “target student coupon” to see what select items qualify for the student discount program.

Extras.

Save a few bucks at the theater or gym. AMC Theaters cuts student ticket prices. If you are looking for more than what is available from your campus gym, 24-Hour Fitness provides membership savings for students. Save money when you take your car to a Jiffy Lube for an oil change or any other service so you can keep your car healthy for the trips home or for a getaway.

Student discounts are available if you take the time to look for them. Try asking some other students if they happen to know any hidden gems or research what is available out there on the internet. And of course, there’s “an app for that”! The University Network (or TUN) can show you some local deals.

If you find another coupon to add to any of the deals above, you are truly a thrifty saver.

Help your fellow reader and share what deals you have found while out and about the area.

 

Source: Pisani, Joseph. “College Student Discounts Can Save Money For Shoppers with School IDs” Huffington Post. 23 Aug 2013. Huffington Post. 16 Jun 2014 <http://www.huffingtonpost.com/2013/08/23/college-student-discounts_n_3805667.html>.

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5 Ways to Help Prevent
Identity Theft

In this day and age, large retail companies and social media sites are not immune to an occasional security breech. In the shadow of these events, you may start to wonder, “What can I do to protect my identity?”

 Here are a few simple things you can do today to better protect yourself from fraud, phishing, identity theft and hacking.

Choose good passwords and PINs. Try to choose words or numbers that no one else would be able to guess and do not use the same password on multiple accounts. Sometimes you can switch numbers and letters to make it a harder password to crack. Use an “@” instead of an “A” or a “$” instead of an “S.” The options are limitless. For example, take a look at how we turned this blog name, HowAboutThemApples, into a super safe password, H0w@b0utThem@pp1e$.

Protect Your Computer. Just because you cannot see anything wrong with your computer does not mean that it is safe to use. Hackers use programs and spyware which allow them access to your PC. You can protect yourself with anti-spyware programs that will add a layer of protection and your personal documents.

Don’t Go Phishing. Phishing scams are generally “spoofed” emails and fraudulent websites specifically designed to fool recipients into releasing personal and financial information.  Emails that are sent to you asking for your social security number or credit card information are never okay. Be suspicious of any email that is marked “urgent request” and asks for your personal information. If you are not sure if an email is authentic, do not follow the links in the email. Do not complete emailed forms that request personal information. Double check that websites you are submitting your credit card or personal information through are secure. You can either do this by checking for the padlock that appears at the bottom right of your screen, or look for https:// to appear in front of the web address.

Don’t Accidently Give Your Identity Away. If you sell or trash your PC, restore your PC to factory default to ensure all of your personal data is cleared. You’d be surprised what hackers can find buried in your hard drive.  If you are not sure how to properly clear your PC, take it to a retailer who specializes in computers and ask for their help.

Be careful shopping online. Consider a separate credit card strictly for online purchases. It will be easier to cancel if there are any issues and it will have less effect on your day-to-day life. Do not store any information on a store website. Although it may be convenient, it can be a huge loss to you if the site is ever hacked. Monitor the site URL. Look for the lock symbol or “https” to appear before the site address. These symbols verify that the site is safe.

These steps should help you feel more secure whether you’re simply surfing the net, checking email or making an online purchase.

4 Ways to Save for College

As college tuition prices continue to rise, it becomes more difficult to save and prepare for the cost. Here are some tips to help you get your funds together for the big investment:

Pick the right account. Look for special savings accounts that have higher dividends to help your money grow while you are tucking it away for a later like Apple’s Education SuperSaver Account. This is a good way to have your money work for you by allowing a financial institution to assist with your major goal.

Put money away often. Setup a direct deposit with your part-time job paycheck and set aside money into a savings account like Apple’s eXtras Student Savings. Even small amounts of cash stack up quickly when forget it’s there, especially if you’re earning dividends (also known as interest, more cheddah, cha-ching, etc.). You will still have funds to go out and catch the latest flick or have dinner with your friends. It will just be a little less with the money you are saving.

Apply for scholarships & grants.  Take the time and research what scholarship and grant opportunities exist for you.  Sites like Scholarship.com explain what to do and how to do it.

Look into “realistic” options. Consider a community college before transferring to a traditional 4-year college or university. Get your “base” classes in and then make the big move. This way, you can continue to save or limit your student loan balance. Plus, check out the different cost options between in and out-of-state schools.

One thing is for sure, the sooner you get started, the more money you will have when it comes time to enroll.

 

Sources:

http://www.fastweb.com/financial-aid/articles/4025-tuition-saving-tips
http://www.mefa.org/saveforcollege/saveforcollege.aspx
https://www.scholarships.com/financial-aid/college-funding/