If you’re on a budget this holiday season, consider making gifts for your friends or family. Homemade presents often mean so much more because you’ve taken the time to think about what your loved ones like most.
DIY Level: Easy
A custom-made gift basket, or jar – like the ones featured by One Good Thing by Jillee – are a thoughtful, easy to make and generally wallet-friendly.Simply determine a theme and start buying goods to fill basket/jar/container. Let the person and their interest dictate what you use to fill in the jars or baskets.
Easy-to-make ideas, include:
• Breakfast Lovers
• Grill Master
• Coffee Time
• Snack Attack
DIY Level: Medium
If you prefer to be a bit more hands-on, consider crafting something for your loved one. There are tons of ideas out there and you can gauge money and time spent depending on the craft.
• If you know someone who loves tea, make a decorative tea wreath.
• Improve someone’s desk space by creating a knock-off gold desk organizer.
There are endless options and ideas available all over the web; however, it’s up to you to figure out the perfect homemade gift. Be creative. After all, the best gifts really do come from the heart.
What are some of your ideas? Share the word to help others be thrifty gift-givers!
Happiness is not something ready-made. It comes from your own actions.
– Dalai Lama
With Thanksgiving tomorrow and the holidays ahead, now is a great time to take a moment to appreciate what you have. Whether you choose to participate in Facebook’s Thankful November – posting the things you are most thankful for – or you quietly reflect, it’s good to take measure of the things you are grateful for in your life.
How to live a more thankful life:
- Live in the moment
Take the time to savor and experience whatever it may be. No need to think ahead to the next activity or day. Just be present in that moment.
- Review and move on
Be aware of your past milestones, the good and the bad. Take time to reflect, but do not dwell on these moments. Use the lessons learned to move forward and utilize these things in your present.
- Resist comparisons
There’s no need to compare your life with others, whether it be material things or where they are in life. This actually makes you less worthy and inferior to others.
- Appreciate what you have right now
The happiest people are those who appreciate what they have and do not focus on what they lack. It all begins with your frame of mind.
Keep in mind ideas on how to have more gratitude and share your thanks every day.
Happy Thanksgiving to you and your family.
Online account management tools have modernized banking by making it greener, quicker and more convenient. Through a secure connection you can pay your bills, transfer funds, review your account balance and much more. Here are a few ways we can help you keep tabs on your account anywhere and anytime you like.
FREE Mobile Apps*
With our FREE App for your iPad®, iPhone®, Kindle® or Android™ devices, you have secure account access when you’re on the move. Not only can you check your balances, transfer funds and search for an ATM or Branch, you can deposit checks with FREE Mobile Deposit and pay your bills with FREE eBill Payer! See if an App is right for you; check out our Mobile Apps Demo.
FREE Online Banking
Save yourself a trip to the branch and take control of your finances. Simply login to Online Banking to review your account, apply for a Loan, transfer money, pay your bills, access eStatements and much more.
FREE eBill Payer
Did you know you can pay all of you bills, friends and family, using FREE eBill Payer within Online Banking? Setting it up is as easy! Simply enter the business or person you want to pay, set the amount and add the payment date. That’s it, you’re done. Plus, you can create a recurring payment to avoid late or missed payments.
FREE Text Banking¹
Access your account via text messaging. It’s a fast, easy way to get your balances and transfer funds. Enroll in Online Banking today!
*Requires mobile Internet access from your device. The trademarks, logos and names of other companies, products and services are the property of their respective owners. ¹Your mobile carrier’s text messaging charges may apply.
If you’re stuck with the chores, but limited on time, check out this organized, time-saving cleaning checklist. Following this plan will help you get back to the things you enjoy most in 2 hours or less.